Commercial Bridge Loans
Bridge Loans
Commercial bridge loans offer rapid capital, flexible repayment terms, and essential support for real estate transactions requiring immediate funding or transitional financing.
Tell Us About Your Loan Needs
PHONE
800-993-6141
Key Benefits of Commercial Bridge Loans
Total Project Financing
Bridge loans often consider the total project costs, including the purchase price, renovations, tenant improvements, and even interest reserves, unlike traditional lenders on a case-by-case basis.
Speed and Flexibility
Bridge loans can be secured far faster than conventional loans, allowing investors to act on time-sensitive opportunities.
Interest Reserves
Many bridge loans have built-in interest reserves, helpful for properties that may not yet be generating strong cash flows on a case-by-case basis.
Value-Add Opportunities
Ideal for repositioning, renovating, or stabilizing properties, these loans help investors prepare for long-term financing or sale.
Customizable Terms
Bridge lenders offer flexible terms and structures tailored to each project’s needs, unlike traditional banks.
Non-Recourse Options
For an added premium, non-recourse bridge loans can protect borrowers’ personal assets. Considered on a case-by-case.
What Are Commercial Bridge Loans?
In the fast-paced world of commercial real estate, opportunities can arise that demand quick and flexible financing. Commercial bridge loans are powerful short-term solutions that empower investors and developers to seize these moments, especially when traditional lenders may not fully recognize a property’s potential. Here’s how these financing options can unlock value and success in commercial real estate.
Costs and Considerations
Bridge loans, known for their flexibility, can vary in cost. Interest rates typically range from 9% to 12% interest only, with points and fees adjusted based on the lender and deal specifics. When considering a bridge loan, weigh the associated costs against the potential value it can unlock for your property.
When to Consider a Commercial Bridge Loan
- Acquiring and renovating a distressed property
- Refinancing an existing loan to avoid default or maturity
- Stabilizing properties with low occupancy
- Completing construction or major renovations
- Securing a property quickly in a competitive market
Maximizing the Value of Your Bridge Loan
To get the most out of a commercial bridge loan
Commercial bridge loans are a strategic financing option for savvy real estate investors aiming to capture opportunities that don’t align with traditional financing structures. At Ascend Partners Group, our team of commercial lending experts is ready to help you explore bridge financing tailored to your unique project needs. Reach out to us today to unlock the potential in your next real estate venture.
- Develop a clear exit strategy, whether it’s refinancing or selling the property.
- Partner with experienced professionals to estimate renovation costs and timelines accurately.
- Prepare a business plan demonstrating how you’ll increase the property’s value.
- Compare terms from multiple lenders to secure the best fit for your project.