INVESTORS
Emphasizing
Security and Returns
Invest Wisely, Prosper Safely.
Our short-term trust deed investments offer a unique blend of high returns and low risk.
Secure Your Future
Backed by prime real estate assets.
Maximize Your Income
Enjoy consistent monthly payments.
Expert Management
Our team diligently oversees the entire
investment process.
Invest in your financial future today.
TRUST DEED
INVESTMENTS
Simply stated, the note is the lending agreement between the lender and the borrower, the trust deed is the note security instrument recorded against the real estate property collateral. In the event of borrower default, the subject property or collateral will be sold at auction to pay the note.
Investor
PROTECTION
At Ascend Partners Group, we prioritize investor security. Our rigorous, four-step loan evaluation and approval process ensures that every investment meets our stringent standards:
Collateral
We meticulously assess the value and quality of the real estate property serving as collateral.
Capacity
We carefully evaluate the borrower's ability to repay the loan, considering their income, expenses, and debt obligations.
Character
We assess the borrower's credit history, payment history, and overall financial responsibility.
Contingencies
We identify and mitigate potential risks, such as economic downturns or unforeseen circumstances.
Collateral
The Foundation of Our Investments
The real estate property securing your investment is our primary focus. We meticulously evaluate the following key factors:
- Location: Prime locations with strong appreciation potential.
- Loan-to-Value Ratio: Low loan-to-value ratios to protect your investment.
- Property Condition: Well-maintained properties with minimal repair needs.
- Improvements: Potential for value-add improvements.
- Occupancy: Leased or vacant properties with clear occupancy strategies.
Contingencies
Mitigating Potential Risks
We diligently identify and address potential risks to ensure a smooth investment process. These include:
- Ownership Issues: Clear title and no ownership disputes.
- Liens and Encumbrances: No outstanding liens or judgments.
- Legal Matters: No ongoing or pending legal proceedings.
- Bankruptcy: No history of bankruptcy.
Capacity
Ensuring Repayment Ability
We rigorously assess the borrower’s financial capacity to meet their obligations:
- Income: Sufficient income to cover monthly payments and the final balloon payment.
- Cash Reserves: Adequate cash reserves to handle unexpected expenses.
- Exit Strategy: A well-defined plan for repayment, such as refinancing or property sale.
Character
Assessing Reliability
We evaluate the borrower’s credibility and commitment to honoring the loan terms:
- Credit History: Strong creditworthiness and timely payment history.
- Financial Profile: A solid financial profile with minimal debt.
- Legal History: No history of financial misconduct or legal troubles.